We are in our third year using Christian Healthcare Ministries. We chose the highest plan, Gold, and also added Brothers Keeper, similar to a catastrophic plan. We each pay $172 per month and $40 (this may fluctuate slightly) per quarter and responsible for the first $500 when having to visit a doctor. We have just made our first claim so don’t have first hand knowledge on the whole process of reimbursement except CHM was excellent to work with. We are both in our lower 60s so not yet ready for Medicare. This was recommended by a friend and we have been extremely pleased.